Federal Employee Retirement System (FERS)
Secure Your Retirement with the Right Thrift Savings Plan (TSP)
Don't leave your financial future to chance. Having the right TSP plan is crucial for ensuring a stable and predictable income during retirement. Balancing your hard earned TSP with an annuity can provide peace of mind by guaranteeing you won’t outlive your savings, allowing you to enjoy life without worrying about your finances.
Suzanne R. - TX
⭐⭐⭐⭐⭐
Julie was a godsend to me assisting me with an unbiased opinion and recommendation based on my specific needs. I found it reassuring to have written documentation about everything we discussed, which served as my personal roadmap and that I could contact her and her team with questions as they came up.
Happy Customers
More than 650 clients taken care of!
Annuities
Bauer Insurance Advisors LLC
Secure Your Retirement with the Right
Annuity Plan.
Don't leave your financial future to chance. Having the right annuity is crucial for ensuring a stable and predictable income during retirement. Annuities can provide peace of mind by guaranteeing you won’t outlive your savings, allowing you to enjoy life without worrying about your finances.
About Us
Helping You To
Manage Your TSP Needs!
Julie Bauer
Co-Founder
NPN: 20970517
About Us
Helping You To
Manage Your Annuity Needs!
Julie Bauer
Co-Founder
20970517
Everything You Need To Know
About TSP Options At A Glance
What is the TSP?
During your career, the TSP is basically:
• A 401(k)-style retirement account
• You contribute pre‑tax or Roth
• The government matches up to 5%
• You invest in the C, S, I, G, F, or L funds
• The goal is growth
Important Details
The Thrift Savings Plan (TSP) is the Federal Governments version of a 401(k), giving Federal employees and military members a simple, low-fee way to build retirement savings with tax advantages and investment options similar to private sector plans. It is one of the lowest cost investment plans available.
Everything You Need To Know
About Annuities
At A Glance
Important Details
Annuities come in different types, such as Fixed, Variable, and Indexed, each with unique benefits. Whether you're looking for guaranteed returns or growth potential linked to the market, there’s an annuity to suit your financial goals. Protect your future by selecting the right plan today.
What is an Annuity?
An annuity is a financial product that provides a steady income stream during retirement. It allows you to convert your savings into reliable payments for life or a set period, helping to secure your financial future. Get expert guidance to choose the right annuity for your needs.
Reviews
Real-Life Testimonials
From Satisfied Clients
Suzanne R. - TX
Julie was a godsend to me assisting me with an unbiased opinion and recommendation based on my specific needs. I found it reassuring to have written documentation about everything we discussed, which served as my personal roadmap and that I could contact her and her team with questions as they came up.
Larry G. - TX
Bauer Insurance Advisors contacted me prior to my 65th birthday. After attending one of their local Medicare Informational Seminars, I scheduled an in-home visit. They were patient with my lack of understanding of Medicare and documented each decision as we went. So far, I'm happy with my plan. Highly recommend!
Alberto G. - TX
I was able to utilize the services of Bauer Insurance Advisors to save money on my Medicare Supplement. I took this savings and rolled it into an Indemnity plan and now have additional coverage and feel like I'm better proteced.
Reviews
Real-Life Testimonials
From Satisfied Clients
Suzanne R. - TX
"Julie was a godsend to me assisting me with an unbiased opinion and recommendation based on my specific needs. I found it reassuring to have written documentation about everything we discussed, which served as my personal roadmap and that I could contact her and her team with questions as they came up."
Larry G. - TX
"Bauer Insurance Advisors contacted me prior to my 65th birthday. After attending one of their local Medicare Informational Seminars, I scheduled an in-home visit. They were patient with my lack of understanding of Medicare and documented each decision as we went. So far, I'm happy with my plan. Highly recommend!"
Alberto G. - TX
"I was able to utilize the services of Bauer Insurance Advisors to save money on my Medicare Supplement. I took this savings and rolled it into an Indemnity plan and now have additional coverage and feel like I'm better proteced."
More Info
Important Questions
Should I Move Some Of My TSP Balance Into An Annuity?
There are several types of annuities, including fixed, variable, and indexed annuities that many TSP participants choose to move part of their balance into. The best choice depends on your financial goals, risk tolerance, and the level of income predictability you prefer. Fixed annuities provide guaranteed payments, while variable and indexed annuities have returns that can vary based on market performance.
Does The FERS Have Long Term Care Plans?
FERS offer a Federal Long Term Care Insurance Program (FLTCIP). Contact about possible enrollment and to see other private market plans.
Why Has My FEGLI Gotten So Expensive?
Federal Group Life Insurance (FEGLI) often gets prohibitively expensive once policy holders reach their 50’s. Many Federal employees go to the private market for better rates.
What Is Indexed Universal Life (IUL) I’ve Been Hearing About?
Indexed Universal Life insurance is permanent life insurance with a traditional death benefit but adds a cash value fund that is tied to an index and grows tax free.
What Does A Federal Benefits Review With Bauer Insurance Advisors Look Like?
For personalized assistance, book an appointment with me. I’ll guide you through the different types of annuities, help determine the best fit for your retirement plan, and ensure you make an informed decision. Schedule your free consultation today to secure your financial future.
More Info
Important Questions
What Type of Annuity is Right for Me?
There are several types of annuities, including fixed, variable, and indexed annuities. The best choice depends on your financial goals, risk tolerance, and the level of income predictability you prefer. Fixed annuities provide guaranteed payments, while variable and indexed annuities have returns that can vary based on market performance.
How Much Should I Invest in an Annuity from my TSP?
There are several types of annuities, including fixed, variable, and indexed annuities that many TSP participants choose to move part of their balance into. The best choice depends on your financial goals, risk tolerance, and the level of income predictability you prefer. Fixed annuities provide guaranteed payments, while variable and indexed annuities have returns that can vary based on market performance.
Can I Customize My Annuity Plan?
Yes, annuities can be tailored to fit your needs. You can choose options like adding a death benefit, selecting a guaranteed payment period, or even setting up joint annuities for you and your spouse. Customization allows you to align your annuity with your retirement strategy.
What Happens If I Need Access to My Money Early?
Withdrawing funds from an annuity early may incur penalties, especially within the surrender period. However, many annuities offer options for penalty-free withdrawals under specific circumstances, such as severe illness or a percentage of the account value each year.
How do I Sign Up?
For personalized assistance, book an appointment with me. I’ll guide you through the different types of annuities, help determine the best fit for your retirement plan, and ensure you make an informed decision. Schedule your free consultation today to secure your financial future.
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